What to Do If a Tree Falls on Your Property

Introduction

A fallen tree can be stressful and dangerous. Whether caused by wind, decay, or storms, quick action is essential to protect your home and ensure your safety. This guide explains the steps every homeowner should take the moment a tree comes down—and what to avoid.

Step 1: Ensure Safety First

If a tree has fallen:

• Do not approach the tree
  
  

• Check for downed power lines
  
  

• Evacuate the immediate area
  
  

Electric lines are extremely hazardous. Even if they appear inactive, assume they are live.

Step 2: Call Emergency Services if Needed

If a power line is down, call the utility company immediately. If the tree has trapped pets or blocked emergency exits, contact emergency responders.

Step 3: Document the Damage

Before cleanup begins, take photos for insurance purposes:

• The fallen tree
  
  

• Damage to structures
  
  

• Damage to fences, vehicles, or landscaping
  
  

• Ground heaving or root plate exposure
  
  

This documentation helps when filing claims.

Step 4: Call a Professional Tree Removal Company

Never attempt to cut or move a fallen tree yourself. Trees under tension can snap unexpectedly, causing severe injury. Licensed professionals:

• Assess stability
  
  

• Use proper rigging
  
  

• Remove the tree safely
  
  

• Prevent further damage
  
  

Wolfpack Tree Care offers 24/7 emergency service, which is crucial during storm season.

Step 5: Contact Your Insurance Company

If your homeowners’ insurance policies cover damage from fallen trees—especially when caused by storms. Insurance may cover:

• Tree removal
  
  

• Structural repair
  
  

• Fence repair
  
  

• Vehicle damage (if through auto insurance)
  
  

Your insurer will tell you what documentation they need.

Step 6: Inspect Remaining Trees

If one tree failed, others may be at risk. Ask for a property-wide hazard assessment to prevent future problems.